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How Progress Payments Work in San Jose Custom Construction Projects

Updated: Nov 13




When building or remodeling a home, understanding how payments and scheduling work can make a significant difference in your experience. At Darco Construction, we are committed to making the financial side of construction as transparent and smooth as possible. In this guide, we’ll break down how we handle progress payments, manage material purchases, and keep you informed every step of the way.


What Are Progress Payments in Construction?

Progress payments refer to incremental payments made as a project progresses. Unlike a one-time payment, progress payments are aligned with specific stages of the construction process, ensuring that you’re only billed for completed work. This approach keeps everything organized and minimizes financial strain by breaking down costs into manageable portions that correspond to the actual progress of the project.


Legal Guidelines for Deposits on Construction Projects

In California, the law limits initial deposits on construction projects to $1,000 or 10% of the total project cost—whichever is greater. This law is designed to protect homeowners and prevent overcharging before construction begins. At Darco Construction, we adhere to these guidelines, ensuring that our deposit requirements are fair, legal, and structured for transparency.


Why We Request an Up-Front Payment for Materials

One of the key reasons we ask for an initial payment is to secure materials before construction begins. For custom home projects, long-lead items like windows, doors, and appliances may need to be ordered weeks, or even months, in advance to keep the project on schedule. By securing up-front payments for these materials, we ensure they arrive in time to meet critical milestones, preventing costly delays.


Transparency in Material Costs: At Darco Construction, our material costs are fully transparent. When we order an item for your project, you’ll receive a receipt showing the exact cost paid to the vendor. We add a management fee for handling the process, including ordering, receiving, and installing all materials, ensuring everything is accounted for.


The Construction Process and Billing Cycle

Once construction officially begins, payments are structured according to the progress of various phases, including:

  • Concrete & Foundation Work

  • Framing

  • Drywall & Insulation

  • Painting & Finishing

  • Installation of Fixtures & Appliances


Our team bills you as each phase is completed, providing clear documentation and updates along the way. This means you’re never paying for work that isn’t finished. With this progress-based billing, you maintain control over the financial aspect of the project, knowing that each payment reflects the actual work done.


Advanced Project Management Tools for Seamless Communication

To make the construction process as transparent as possible, Darco Construction uses BuildTrend, a comprehensive project management tool that provides clients with real-time updates. Here’s how it benefits you:

  1. Daily Logs and Progress PhotosEvery day, our project foremen, superintendents, or even Darwin himself posts updates on the status of your project. This includes progress photos and logs, giving you insight into each day’s work on the job site.

  2. Payment and Billing TransparencyBuildTrend also allows you to view billing schedules and forecasts. You can see upcoming payments for completed work, helping you manage your cash flow without surprises.

  3. Clear Communication with a Dedicated Project ManagerEach project includes a dedicated project manager as your point of contact. They coordinate everything from the initial design to final walkthrough, answering any questions you may have and ensuring smooth project flow.


Coordinating Long-Lead Items to Keep Projects on Schedule

One of the most significant challenges in construction is coordinating long-lead items. Appliances, custom cabinetry, and specialty materials may have lead times of several months. By requesting funds in advance, Darco Construction can secure these items early on, ensuring they’re ready for installation as soon as we reach the relevant phase of the project.


Example of Transparent Cost Management: Let’s say your project includes a high-end appliance package with a value of $50,000. We’ll use your initial payment to order these appliances early, and you’ll receive a detailed receipt reflecting the exact cost. This transparency reassures clients that their investment is going directly towards the project.


Progress-Based Billing: Why It Matters for Your Peace of Mind

Progress-based billing is beneficial for both clients and contractors. You’ll never have to worry about paying for work that hasn’t been done, and the payment process remains aligned with the physical progression of your project. This practice also encourages quality and accountability, as each payment milestone reflects a completed and inspected phase of work.


The Role of BuildTrend in Enhancing Project Transparency

BuildTrend offers additional features that make project management smooth and accessible for both clients and the Darco team:

  • SchedulingWith BuildTrend, you have a clear timeline of upcoming phases and expected completion dates, giving you visibility over your project’s schedule.

  • Change OrdersIf adjustments are needed, BuildTrend allows us to manage change orders seamlessly. This feature reduces potential misunderstandings and keeps all project modifications documented.

  • Daily Communications and UpdatesThe platform’s built-in messaging allows for easy communication with your project manager, ensuring you stay informed and engaged throughout the entire construction process.


Additional Support: Our Team of Experts

A successful custom home build or renovation project involves more than just materials and timelines; it requires a skilled team that’s committed to excellence. At Darco Construction, you’ll work with:

  1. A Dedicated Project ManagerResponsible for overseeing all aspects of your project, your project manager is your primary contact and ensures your questions and concerns are addressed promptly.

  2. A General SuperintendentThe superintendent reviews the technical aspects of the construction, ensuring all work meets our high standards from start to finish.

  3. Specialized Foremen and Crew MembersOur experienced foremen handle specific trades like framing, plumbing, and electrical work, guaranteeing specialized attention to each component of your custom home.


FAQs About Progress Payments and Project Management at Darco Construction

1. Why is it important to make payments based on construction progress?Progress-based payments are designed to reflect the work completed. This approach protects both the client and contractor, ensuring payments are made for tangible progress rather than projected or assumed work.

2. How does Darco Construction ensure transparency with material costs?All material purchases are documented with receipts, which we share with clients. This level of transparency builds trust, assuring you that your funds are being allocated to the specific items required for your project.

3. What if my project includes a bank loan for financing?When working with bank-financed projects, we coordinate with the bank’s requirements and work within their payment schedules. BuildTrend makes it easy to keep track of billing and timelines, helping ensure smooth financing and payment.

4. How does BuildTrend support my project management needs?BuildTrend allows you to monitor daily logs, view invoices, track progress, and communicate with your project manager all in one place. It’s a robust tool that keeps you informed and reduces stress.


Conclusion: The Darco Difference in Construction Payment and Project Management

When it comes to custom homes or major renovations, the last thing you want is uncertainty. Darco Construction takes pride in its transparent, progress-based billing and efficient project management approach. From ordering materials to providing daily updates on BuildTrend, our team is here to ensure your construction experience is as smooth, transparent, and enjoyable as possible.

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